GET ACCESS TO OUR CURRENT DEALS
Fill out our quick application and one of our team members will be
in touch with you in less than 24 hours.
UNLOCK A NEW ASSET. INVEST IN LOANS.
Diversify Your Portfolio
With a minimum of $10,000, accredited investors are able diversify their overall portfolio by accessing our large marketplace of short-term asset-backed loans. Different rules apply to accredited investors and non-natural persons. Before making any representation that your investment does not exceed applicable thresholds, we encourage you to review Rule 251(d)(2)(i)(C) of Regulation A. For general information on investing, we encourage you to refer to www.investor.gov.
Historical Returns
Wisdom Capital’s portfolio has historically delivered 8-14%* annual returns. Our asset-backed loans are carefully sourced and underwritten by industry experts with deep understanding of the real estate climate. Investing involves risk, including loss of principal. Past performance does not guarantee or indicate future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. While the data we use from third parties is believed to be reliable, we cannot ensure the accuracy or completeness of data provided by investors or other third parties.
Get Monthly Payments
Borrowers make payments on their loans; Wisdom does the leg work and investors enjoy passive returns on their investment.
CUMULATIVE INVESTOR RETURN, NET OF FEES
Average Annualized Return
2014 | 12.25% |
2015 | 12.42% |
2016 | 8.76% |
2017 | 11.44% |
2018 | 9.11% |
2019 | 11.2% |
2020 | 10.2% |
2021 | 14.4% |
HOW IT WORKS
1. INVEST WITH WISDOM CAPITAL
We are a gateway to pioneering income producing investments with typically low market correlation. Over years, we have developed the skill to invest in loans backed by real estate collateral. Just share your financial goals and family plans and we can help shape an appropriate risk-hedged portfolio. The offerings available on the Site, except where otherwise indicated, are only open to independently verified “accredited investors,” in accordance with Rule 506(c) under Regulation D of the Securities Act of 1933, pursuant to each issuer’s private placement memorandum, or prospectus. Prior to investing, you will be asked to independently verify your “accredited investor” status, except where otherwise indicated.
2. START INVESTING
Wisdom Capital provides hard money to real estate speculators. We then offer investors access to these asset-backed loans as fractional notes, meaning you can participate in portions of the mortgage(s) or have the option of investing in the entire portfolio.
3. START EARNING INTEREST
Our borrowers make monthly, interest-only payments on their loans. Our investors receive a portion of each loan payment for which they are invested. Best of all, investors have access to a real-time dashboard to see how their investments are performing and pull up statistics on their portfolio.
4. RECEIVE INVESTED MONEY
Generally, most of our loans are fully paid back in 12 months or less. It is Wisdom’s responsibility to take care of all servicing and, if needed, foreclosure. Don’t worry, remember, the investments are always backed by real assets. Once the loan is repaid, funds are transferred into the investor account from where monies can be withdrawn or reinvested to keep earning returns.
